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List of Transfer Codes for all Banks in Nigeria - USSD Banking Codes

List of Transfer Codes for all Banks in Nigeria - USSD Banking Codes

Transfer Codes for all banks in Nigeria

Banking has become very interesting these days with the use of USSD codes and mobile apps.

Some years back, when you need to send or transfer money to someone, you have to go to the bank to pay it into the person's account or you must be operating a current account to be able to issue a check but due to development in technology, Today, you can now transfer money even on your mobile phone by just dialing a bank USSD transfer code on your registered phone number... network operators won't deduct any extra charges for using the USSD bank transfer method of banking.
Whether you operate a current account or a savings account, everyone can make use of their prospective bank transfer codes.

To make mobile banking faster and easier, here is a list of USSD transfer codes for all banks in Nigeria.
  • Access Bank USSD code: Dial *901#
  • Diamond Bank USSD code: Dial *426#
  • Citi Bank USSD code: None
  • EcoBank USSD code: Dial *326#
  • Fidelity Bank USSD code: Dial *770#
  • FCMB Bank USSD code: Dial *329# or *389*214#
  • Jaiz Bank USSD code: Dial *389*301#
  • Keystone Bank USSD code: Dial *322*082#
  • Polaris Bank USSD code: Dial *833#
  • Stanbic IBTC Bank USSD code: Dial *909#
  • First Bank of Nigeria USSD code: Dial *894#
  • GTBank USSD code: Dial *737#
  • Heritage Bank USSD code: Dial *322#
  • Sterling Bank USSD code: Dial *822#
  • UnionBank USSD code: Dial *389*038#
  • UnityBank USSD code: Dial *389*215#
  • UBA Magic Banking USSD code: Dial *919#
  • Wema Bank USSD code: Dial *945#
  • Zenith Bank USSD code: Dial *966#


Access Bank

The mobile banking USSD code for Access Bank is *901#. It can be used to transfer money and purchase airtime from your bank account. To transfer money dial (*901*1*amount*recipient's account number#) e.g. *901*1*15000*123456890#. It's fast, easy and reliable.

Citibank

Citibank is not widely known and used in Nigeria. It has just 12 branches in Nigeria. Currently they don't have a USSD transfer code.

Diamond Bank

Diamond bank were among the first banks in Nigeria to bring about the Mobile banking USSD code in collaboration with MTN. You can even open an account with Diamond bank by just dialing *710# on MTN. 
To transfer money on diamond bank, just dial *426#.

Ecobank

The mobile banking USSD code to transfer money on Ecobank is *326#. If don't have an account with Ecobank before, you can open an account by dialing *326# and even request for a loan.

Fidelity Bank

Fidelity Bank mobile banking USSD code is *770#. To transfer money simply dial *770# and follow the instructions on the screen.

First Bank

When it comes to to e-banking, First bank offers quality services. The mobile banking USSD code for First bank is *894#.
To transfer money dial *894# on your registered phone number, a screen will appear then click 1 for quick banking, then click 1 again to transfer money. 
You can also pay bills, purchase airtime and manage account.

First City Monument Bank (FCMB)

FCMB's USSD mobile banking  code is *329#. They have only few branches in Nigeria and to use the USSD code, you need to visit any FCMB branch or call their customer care line (+234-1-279-8800) to get your PIN.
-Dial *329*amount# to top-up your mobile phone number.
-Dial *329*amount*mobile number# to top-up other mobile number#
-Dial *329*amount*account number# to transfer funds.

Guaranty Trust Bank (GTB)

Guaranty Trust Bank is the leading bank in terms of e-banking. GTBank USSD mobile banking code is *737#. The USSD is well known by even non-operators of GTBank.
To transfer funds, Dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.
To open a GTBank account, dial *737*0#. 
Other GTBank Codes
Loan Balance - *737*6*2#
Card Status - *737*6*3#
Chequebook Status - *737*6*4#
Generate OTP - *737*7#
Fast Track Deposit - *737*48#
Fast Track Withdrawal - *737*49#
737 Edu - *737*31*amount*MerchantCode#
737 Give - *737*32*amount*MerchantCode#
Bills Payment Menu - *737*50#
Enable/Disable Account Balance on GeNS - *737*51*1#
Card Hotlist - *737*51*10#
Cable TV - *737*SmartCardNo#
Spend To Save - *737*51*24#
Mini Statement - *737*51*30#
3rd Party Statement - *737*51*33#
QuickCredit Request - *737*51*51#
QuickCredit Liquidation - *737*51*55#
Fashion Loan - *737*51*52#
Reference Confirmation - *737*51*54#
Account Blacklist - *737*51*74#
School Fees Advance - *737*52*30#
PayDay Loan - *737*52*40#

Heritage Bank

The mobile USSD code for Heritage bank is *322#. To transfer funds on Heritage Bank, dial *322#. Dial *322# and follow the instructions on the screen.

Jaiz Bank

At the moment, you can only top-up your mobile number. *389*301*Amount# is the code to top-up your mobile number from your Jaiz bank account e.g. Top-up your phone with N2,000, all you need to do is dial *389*301*2000# on your registered phone number.

Keystone Bank

Keystone Bank USSD mobile banking code is *533#. Just dial the USSD to transfer money and buy airtime.

Polaris Bank

*833# is the mobile banking USSD code for Polaris Bank.
Dial *833# from your Polaris Bank registered line to transfer funds. To create a Polaris Bank account PIN, Dial *833# from your Polaris Bank registered line and follow the prompts to enter your account Number. Enter any 4 digit number to be used as PIN.

Sterling Bank

Sterling Bank's USSD mobile banking code is *822#. To transfer funds dial *822# and follow the instructions on the screen. It has simple as that.

Stanbic IBTC Bank

The mobile banking USSD code for Stanbic IBTC bank is *909#. Dial *909# to transfer money.

Standard Chartered Bank

Standard Chartered Bank is yet to release their mobile banking USSD code to transfer funds and buy airtime.

United Bank for Africa (UBA)

UBA's mobile banking USSD code is *919#. To transfer money and buy airtime, dial *919# on your registered phone number.

Unity Bank

Unity Bank mobile banking USSD code is a four digits code unlike other banks that have three digits code. The Unity bank mobile banking USSD code is *7799#. Transfer money by dialing *7799#. It's safe and easy to use.

Union Bank

Union bank mobile banking USSD code is *826#. Use *826# to transfer money on Union bank. Very easy to use.

Wema Bank

Apparently, Wema bank is new to the USSD mobile banking though they offer a very appealing service to their customers. The mobile banking code for Wema bank is *945# and when you dial it, a screen will appear with different options, just enter the corresponding number. Like to transfer, enter 3.

Zenith Bank 

Zenith Bank one of the leading banks in Nigeria. Zenith bank mobile banking USSD code is *966#. To transfer money from your Zenith Bank account to another, dial *966*Amount*Recipient’s Account Number# and follow the instructions on the screen. 

Note: Transferring funds from one bank to another in Nigeria will attract a fee of 52 Naira. But it's free if you're transferring from one bank to the same bank and when you purchase airtime. 
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